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Massachusetts Home Buyer Guide

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What are the Income Limits for a MassHousing Loan?

Mar 27, 2019 12:20:00 PM

Many first-time home buyers are surprised at how much money they can earn and still qualify for a MassHousing Mortgage.  

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Topics: Mortgages 101, Loan Programs, Mortgage Rates & News

Massachusetts First-time Homebuyers Have Down Payment Assistance Option

Mar 20, 2019 6:42:04 PM

No cash for a down payment? That's not a problem for qualified first-time homebuyers.

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Topics: Home-buying Tips, Mortgages 101, Loan Programs

First-time Homebuyers Should Consider MassHousing

Jan 13, 2017 6:34:00 PM

Many homebuyers mistakenly think that MassHousing loans are only available to low-income first-time homebuyers in Massachusetts. Although there are income limits and loan limits, homebuyers are often surprised by how much a borrower can earn and borrow and still qualify.

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Topics: Home-buying Tips, Mortgages 101, Loan Programs, Video

FHA Reduces Mortgage Insurance Premiums

Jan 12, 2017 6:18:33 PM

(UPDATE: The Trump Administration on January 20, 2017 indefinitely suspended the recently announced FHA mortgage insurance premium reduction.)

Homebuyers will pay less for mortgage insurance when purchasing a home with an FHA loan starting later this month, the Federal Housing Administration (FHA) announced January 9, 2017; however, most Massachusetts homebuyers with credit scores 680 or higher still will have more appealing low down payment financing options.

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Topics: Mortgages 101, Loan Programs, Mortgage Rates & News, FHA

How Much Cash Do Massachusetts First-time Homebuyers Need?

Jan 12, 2017 8:55:00 AM

One of the most difficult parts of buying a home for Massachusetts first-time homebuyers is saving for the down payment. So how much cash on hand does a homebuyer need to buy a home?  

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Topics: Home-buying Tips, Mortgages 101, Loan Programs

Learn About the Home Loan Process

Dec 22, 2016 9:41:22 AM

The following audio is from an interview on April 21, 2016, on Boston Herald Radio's Bizsmart show with host Rick Shaffer.

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Topics: Real Estate Market, Loan Programs, Real Estate Misc.

HomeReady Mortgage is a Low Down Payment Option for Homebuyers

Dec 1, 2016 12:36:37 PM

Massachusetts first-time homebuyers year after year cite saving for a down payment as the biggest obstacle to buying a home; however, many potential homebuyers mistakenly believe they need to save enough money for a 20 percent down payment.

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Topics: Home-buying Tips, Condominium, Mortgages 101, Loan Programs, Mortgage Rates & News

15 Mortgage Loan Terms MA First-time Home Buyers Should Know

Nov 16, 2016 8:58:00 AM

Massachusetts first-time home buyers sometimes feel like they are listening to a foreign language when learning about the many lending terms related to a mortgage loan. There are many and several sound similar. The following are 15 loan terms first-time home buyers should definitely know.

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Topics: Home-buying Tips, Mortgages 101, Loan Programs, Real Estate Misc.

Is Freddie Mac's Home Possible Advantage Mortgage For You?

Aug 26, 2016 9:30:00 AM

Despite what many potential homebuyers are told by friends, family or acquaintances or learn from websites and other media, you do not need a 20 percent down payment to purchase a home. 

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Topics: Home-buying Tips, Condominium, Mortgages 101, Loan Programs, Mortgage Rates & News

What is Debt-to-Income Ratio for Massachusetts Homebuyers?

Apr 8, 2016 7:28:42 PM

Massachusetts homebuyers should understand debt-to-income ratio when applying for a mortgage loan because it is one way lenders measure your ability to manage monthly mortgage payments.

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Topics: Home-buying Tips, Mortgages 101, Loan Programs

5 Credit Score Misconceptions Homebuyers Should Know the Truth About

Apr 4, 2016 9:00:46 AM

When you are ready to buy a home your credit score plays a big role in determining what mortgage loan programs you might qualify for, as well as how much you'll pay for mortgage insurance, if you lender requires it. The better a homebuyer's credit risk the more lending opportunities are available to him or her. 

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Topics: Mortgages 101, Loan Programs, Mortgage Rates & News

Massachusetts First-time Home Buyers Have 'One Mortgage' Program

Mar 19, 2016 1:30:00 PM

Massachusetts first-time home buyers who fall into the low- to moderate-income category will want to consider the "ONE Mortgage" loan program from the Massachusetts Housing Partnership.

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Topics: Home-buying Tips, Mortgages 101, Loan Programs

   

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