One of the most difficult parts of buying a home for Massachusetts first-time homebuyers is saving for the down payment. So how much cash on hand does a homebuyer need to buy a home?
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(978) 835-5906
Jan 12, 2017 8:55:00 AM
One of the most difficult parts of buying a home for Massachusetts first-time homebuyers is saving for the down payment. So how much cash on hand does a homebuyer need to buy a home?
Topics: Home-buying Tips, Mortgages 101, Loan Programs
Dec 1, 2016 12:36:37 PM
Massachusetts first-time homebuyers year after year cite saving for a down payment as the biggest obstacle to buying a home; however, many potential homebuyers mistakenly believe they need to save enough money for a 20 percent down payment.
Topics: Home-buying Tips, Condominium, Mortgages 101, Loan Programs, Mortgage Rates & News
Nov 16, 2016 8:58:00 AM
Massachusetts first-time home buyers sometimes feel like they are listening to a foreign language when learning about the many lending terms related to a mortgage loan. There are many and several sound similar. The following are 15 loan terms first-time home buyers should definitely know.
Topics: Home-buying Tips, Mortgages 101, Loan Programs, Real Estate Misc.
Nov 10, 2016 8:45:00 AM
One of the costs Massachusetts homebuyers will incur during the home-buying process is homeowners insurance, which is often referred to as hazard insurance. Although you might be focused on a multitude of other costs associated with purchasing a home, homeowners insurance is vitally important to protect you from damage to or the total loss of your home.
Topics: Home-buying Tips, Real Estate Misc.
Nov 9, 2016 9:45:00 AM
A common concern among potential homebuyers shopping for a mortgage is that multiple credit inquiries will negatively affect their credit score. It's not exactly true and has been perpetuated by some mortgage professionals who want to discourage potential borrowers from shopping around.
Topics: Home-buying Tips, Mortgages 101
Oct 27, 2016 9:32:05 AM
Whether you are new to the city or planning a move to Boston, you need to know how to get around. This means having knowledge of Boston public transportation, the Massachusetts mass transit system, and its various options. Homebuyers moving to Boston and considering which city or town to live in are going to want to learn the letters MBTA.
Topics: Home-buying Tips, Massachusetts Relocation, Boston Relocation
Sep 5, 2016 3:00:00 PM
So you’ve already made the decision to move to Massachusetts, but where in Massachusetts? There are a number of things to consider when relocating, and there is a place for every lifestyle. Massachusetts arguably is split into six main areas:
Topics: Home-buying Tips, Massachusetts Relocation, Boston Relocation
Aug 28, 2016 10:57:05 AM
What is exclusive buyer agency? It does not have anything to do with a contract you might sign that requires you to work exclusively with a real estate brokerage or agent. It has everything to do with whether your buyer agent is able to provide 100 percent loyalty to you, the homebuyer, avoiding conflicts of interest common with traditional real estate firms.
Topics: Home-buying Tips
Aug 26, 2016 9:30:00 AM
Despite what many potential homebuyers are told by friends, family or acquaintances or learn from websites and other media, you do not need a 20 percent down payment to purchase a home.
Topics: Home-buying Tips, Condominium, Mortgages 101, Loan Programs, Mortgage Rates & News
Aug 22, 2016 2:18:13 PM
For most Massachusetts, New Hampshire, and Rhode Island homebuyers researching lenders and home loan programs, the mortgage interest rate is one of the most important factors in deciding which lender and/or loan program to use to finance the purchase of a home.
Topics: Home-buying Tips, Condominium, Mortgages 101
Jul 3, 2016 1:14:21 PM
There is a lot to know and understand about mortgage loans when you're a first-time homebuyer. There also are a lot of mortgage misconceptions, but the following are four of the more common myths about getting a home loan Massachusetts homebuyers should know.
Topics: Home-buying Tips, Mortgages 101
May 11, 2016 10:16:34 AM
If you are considering the purchase of a home, you're likely aware of the importance of obtaining a mortgage loan. What you might not be aware of is that what may seem like routine financial moves can derail the home loan process and prevent you from buying a home.
Topics: Home-buying Tips, Mortgages 101
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