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Massachusetts Home Buyer Guide

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7 Tips for Massachusetts Homebuyers Purchasing Homeowners Insurance

Nov 10, 2016 8:45:00 AM

One of the costs Massachusetts homebuyers will incur during the home-buying process is homeowners insurance, which is often referred to as hazard insurance. Although you might be focused on a multitude of other costs associated with purchasing a home, homeowners insurance is vitally important to protect you from damage to or the total loss of your home.

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Topics: Home-buying Tips, Real Estate Misc.

Do Massachusetts Home Buyers Pay Taxes When Buying a Home?

Mar 5, 2016 4:28:44 PM

No, Massachusetts home buyers do not pay taxes on the purchase of real estate; however, homes sellers do pay something called tax stamps.

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Topics: Home-buying Tips, Real Estate Misc., Massachusetts Relocation, Real Estate Law, Boston Relocation

Who Pays for the Home Appraisal?

Mar 4, 2016 10:00:00 AM

When you buy a single-family home or condominium in Massachusetts your mortgage lender will want to know whether the home you are buying is worth the amount of money you have agreed to pay the seller.

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Topics: Home-buying Tips, Mortgages 101, Real Estate Misc.

What is a Real Estate Appraisal?

Feb 25, 2016 7:03:34 AM

A real estate appraisal, sometimes referred to as a home appraisal, is an estimate of a property’s value. Property value is based on such factors as location, amenities, structural condition, square footage, number or bedrooms, number of bathrooms and recent sales of similar nearby properties.

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Topics: Home-buying Tips, Mortgages 101, Real Estate Misc.

Rising Prices Didn't Stop Massachusetts First-time Homebuyers in 2015

Feb 10, 2016 6:52:55 AM

Massachusetts first-time homebuyers didn't let increasing home prices and a lack of inventory deter their participation in the real estate market. Massachusetts first-time home buyers made up 41 percent of the total home-buying population in 2015, an increase from 39 percent in 2014, according to the 2015 Massachusetts Profile of Home Buyers & Sellers.

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Topics: Real Estate Market, Massachusetts Association of Realtors, Real Estate Misc., National Association of Realtors

Will Rising Interest Rates Reduce MA Real Estate Inventory Further?

Jan 20, 2016 8:56:43 AM

Massachusetts homebuyers, especially in the Greater Boston area, have seen real estate inventory decline for several years, and some real estate professionals believe rising mortgage interest rates may exacerbate the situation. 

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Topics: Real Estate Market, Real Estate Misc., Mortgage Rates & News

Home Much Did Boston Area Rents Increase in November 2015?

Dec 31, 2015 8:50:20 PM

If Boston renters needed one more reason to make buying a home their New Year's resolution, landlord's happily provided it. Boston area rents jumped 7 percent to an average $2,245 in November compared to November 2014, the Boston Business Journal reported December 31, 2015. Zillow, a real estate data company, revealed the rental information in a new report on December 30, 2015.

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Topics: Real Estate Market, Real Estate Misc.

5 Credit Score Myths Homebuyers Should Know

Dec 30, 2015 3:12:30 PM

What are those 11 herbs and spices? How does that cola taste that way? How did they come up with my credit score?

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Topics: Home-buying Tips, Mortgages 101, Real Estate Misc.

Massachusetts Veterans Have an Alternative to a VA Loan

Dec 16, 2015 1:39:11 PM

MassHousing launched Operation Welcome Home last month, a new conventional loan product for eligible Veterans that combines a traditional 97 percent loan-to-value first mortgage with a zero-interest second mortgage of up to 3 percent to create an 100 percent financing product that offers essentially the same attributes of a traditional VA loan.

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Topics: Mortgages 101, Real Estate Misc., Mortgage Rates & News

Half-priced HUD Homes Through Good Neighbor Next Door Program

Dec 10, 2015 8:40:03 AM

The United States Department of Housing and Urban Development (HUD) recently rolled out a new program designed to revitalize certain targeted geographic areas.  Through HUD’s Good Neighbor Next Door program, certain Massachusetts homebuyers can purchase a HUD-owned property for a 50 percent discount on the list price of the home.

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Topics: Foreclosure News, Home-buying Tips, Real Estate Misc.

What's the Difference Between an Appraisal and a Home Inspection?

Nov 18, 2015 8:23:39 AM

Although entirely different and unrelated parts of the home-buying process in Massachusetts, homebuyers sometimes confuse an appraisal and a home inspection, and some would-be first-time homebuyers even think an inspection and appraisal are the same things.

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Topics: Home-buying Tips, Real Estate Misc.

What is a Dual Agent in Real Estate?

Nov 16, 2015 8:48:58 PM

Massachusetts and New Hampshire Allow Dual Agency

Dual Agency is when a real estate agent represents both the seller and the homebuyer in the same real estate transaction. In such a case, that real estate professional is known as a dual agent. 

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Topics: Home-buying Tips, Condominium, Real Estate Misc., Real Estate Law

   

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