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Jul 3, 2016 1:14:21 PM
There is a lot to know and understand about mortgage loans when you're a first-time homebuyer. There also are a lot of mortgage misconceptions, but the following are four of the more common myths about getting a home loan Massachusetts homebuyers should know.
Topics: Home-buying Tips, Mortgages 101
Jun 20, 2016 7:20:43 AM
Average U.S. mortgage interest rates declined for the second consecutive week and interest rates hit a new low for 2016, Freddie Mac reported June 16, 2016 in its weekly Primary Mortgage Market Survey.
Topics: Mortgages 101, Mortgage Rates & News
May 11, 2016 10:16:34 AM
If you are considering the purchase of a home, you're likely aware of the importance of obtaining a mortgage loan. What you might not be aware of is that what may seem like routine financial moves can derail the home loan process and prevent you from buying a home.
Topics: Home-buying Tips, Mortgages 101
Apr 16, 2016 1:19:16 PM
The new Truth-in-lending RESPA Integrated Disclosure (TRID) rules created a new form called the Loan Estimate.
Topics: Home-buying Tips, Mortgages 101, Mortgage Rates & News
Apr 4, 2016 9:00:46 AM
When you are ready to buy a home your credit score plays a big role in determining what mortgage loan programs you might qualify for, as well as how much you'll pay for mortgage insurance, if you lender requires it. The better a homebuyer's credit risk the more lending opportunities are available to him or her.
Topics: Mortgages 101, Loan Programs, Mortgage Rates & News
Mar 19, 2016 1:30:00 PM
Massachusetts first-time home buyers who fall into the low- to moderate-income category will want to consider the "ONE Mortgage" loan program from the Massachusetts Housing Partnership.
Topics: Home-buying Tips, Mortgages 101, Loan Programs
Mar 4, 2016 10:00:00 AM
When you buy a single-family home or condominium in Massachusetts your mortgage lender will want to know whether the home you are buying is worth the amount of money you have agreed to pay the seller.
Topics: Home-buying Tips, Mortgages 101, Real Estate Misc.
Feb 28, 2016 7:11:25 PM
Homebuyers that have less than a 20 percent down payment when purchasing a home might have to pay monthly private mortgage insurance, or PMI. It also is referred to as just mortgage insurance, or MI.
Topics: Home-buying Tips, Mortgages 101, Video
Feb 27, 2016 8:04:22 PM
A few months ago all the so-called mortgage experts and real estate pundits were convinced that interest rates for mortgage loans were going to start increasing in 2016, signaling the end of years of abnormally depressed borrowing costs. They predicted homebuyers were about to experience significantly increasing interest rates for the first time in years.
Topics: Mortgages 101, Mortgage Rates & News
Feb 25, 2016 7:03:34 AM
A real estate appraisal, sometimes referred to as a home appraisal, is an estimate of a property’s value. Property value is based on such factors as location, amenities, structural condition, square footage, number or bedrooms, number of bathrooms and recent sales of similar nearby properties.
Topics: Home-buying Tips, Mortgages 101, Real Estate Misc.
Feb 20, 2016 10:11:45 AM
A Closing Disclosure is a five-page form that provides the final details about the mortgage loan you have selected. It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage (closing costs).
Topics: Home-buying Tips, Mortgages 101
Feb 6, 2016 6:00:00 AM
Average U.S. mortgage interest rates declined for the fifth straight week, Freddie Mac reported in its weekly mortgage market survey on February 4, 2016.
Topics: Mortgages 101, Mortgage Rates & News
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