--- title: Massachusetts First-time Home Buyer Classes March 7 & 8, 2015 description: Expert advice at two-day Massachusetts first-time home buyer class and a certificate for a MassHousing Mortgage loan. image: http://info.buyersbrokersonly.com/hs-fs/hub/213639/file-2521034973-jpg/images/350x350_Massachusetts_1st-time_Home_Buyer_Classes.jpg --- (978) 835-5906             [![Search Icon](https://info.buyersbrokersonly.com/hs-fs/hubfs/Search%20Icon.png?width=30&height=30&name=Search%20Icon.png)](https://info.buyersbrokersonly.com/search-results-page) [![Buyers Brokers Only, LLC – Real Estate Buyer Agents](https://info.buyersbrokersonly.com/hs-fs/hubfs/2023%20BBO%20Logo%20800x170.png?width=1600&height=340&name=2023%20BBO%20Logo%20800x170.png "Buyers Brokers Only, LLC – Real Estate Buyer Agents")](https://www.buyersbrokersonly.com/) # Massachusetts Home Buyer Guide ![smaller-dotted-line.png](https://cdn2.hubspot.net/hub/298849/file-263826832-jpg/true_gray_line_websites.jpg?width=1175&name=true_gray_line_websites.jpg "smaller-dotted-line.png") ## [Massachusetts First-time Home Buyer Classes March 7 & 8, 2015](https://info.buyersbrokersonly.com/blog/massachusetts-first-time-home-buyer-classes-march-2015) Feb 21, 2015 7:39:00 PM Several [first-time home buyer programs](https://www.buyersbrokersonly.com/buying/first-time-home-buyer-programs) require borrowers obtain a home-buying certificate in order to qualify for the loan program. [MassHousing](https://info.buyersbrokersonly.com/blog/bid/388428/Massachusetts-First-time-Home-Buyers-Have-a-New-Home-Loan-Product) requires borrowers to participate in a home buyer class and obtain a certificate of completion in order to buy a home with one of its mortgages.   ![Massachusetts First-time Home Buyer Classes](http://info.buyersbrokersonly.com/hs-fs/hub/213639/file-2521034973-jpg/images/350x350_Massachusetts_1st-time_Home_Buyer_Classes.jpg "Massachusetts First-time Home Buyer Classes")BLUE, Inc., a not-for-profit organization, is offering a two-day class, [Home Buying 101](https://info.buyersbrokersonly.com/first-time-home-buyer-class), in Reading, MA on Saturday, March 7, 2015 and Sunday March 8, 2015 from 10 AM to 4 PM. **Participants who attend both days will receive a home buyer certificate required for MassHousing Mortgage loans**. [Rich Rosa](https://www.buyersbrokersonly.com/rosa), co-founder and co-owner of Buyers Brokers Only, LLC, will be the instructor on Saturday, March 7, 2015. Besides being an experienced and full-time exclusive buyer agent, Rich has been a licensed lawyer from nearly 20 years. Rich writes for Boston.com's Boston Home Buyer Education blog, and he is on the Board of Directors for the Massachusetts Association of Buyer Agents.  [Vince Bertrand](http://www.vince4homeloans.com/Default.aspx), a senior mortgage loan officer with Fairway Independent Mortgage Corporation in Boston, has more than 17 years of experience in the banking industry and will instruct on Sunday, March 8, 2015. A number of important home-buying topics will be covered.  ******• What exactly are first-time home buyer programs?****** ****• What's the difference between an offer and purchase and sale agreement?**** ****• What should home buyers look for at showings?**** ********• Is a deposit the same as a down payment?******** ****• How much of a down payment is needed to buy a home?**** ******• What do home buyers need to know about the closing?****** Whether someone needs a home-buying certificate or not, participants in the [Home Buying 101](https://info.buyersbrokersonly.com/first-time-home-buyer-class) class will receive expert advice that will make them a better, more-informed Massachusetts home buyer.  **DETAILS** **WHERE**: Eastern Middlesex Association of Realtors •.70 Main Street, Reading, MA 01867 (Free Parking) **WHEN**: Saturday, March 7, 2015 & March 8, 2015 from 10 AM to 4 PM.   **COST**: $30 donation to BLUE, Inc. for individuals who need a home-buying certificate (price includes both days). [Receive a $10 discount by registering on Eventbrite by February 28, 2015](http://www.eventbrite.com/e/massachusetts-home-buyer-classes-march-2015-tickets-15238655228).   [![Register for a First-time Homebuyer Workshop](https://no-cache.hubspot.com/cta/default/213639/18ae3231-89e9-4270-8f1d-2018951759d6.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/18ae3231-89e9-4270-8f1d-2018951759d6) Topics: [Home-buying Tips](https://info.buyersbrokersonly.com/blog/topic/home-buying-tips), [Mortgages 101](https://info.buyersbrokersonly.com/blog/topic/mortgages-101), [Loan Programs](https://info.buyersbrokersonly.com/blog/topic/loan-programs) [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes-march-2015%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes-march-2015%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes-march-2015%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes-march-2015%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Massachusetts%20First-time%20Home%20Buyer%20Classes%20March%207%20%26%208%2C%202015) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes-march-2015%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes-march-2015%3Futm_medium%3Dsocial%26utm_source%3Demail) ### [Blog Home](https://info.buyersbrokersonly.com/blog) ### Subscribe to this Blog ### Learn the Steps to Buying a Home in Massachusetts ### [![The Steps to Buying a Home](https://no-cache.hubspot.com/cta/default/213639/25735662-3637-4a46-8885-47ad1de2687d.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/25735662-3637-4a46-8885-47ad1de2687d) ### Are You Ready to Learn Some Home-buying Tips?  ### [![Request a personal home buyer consultation with a buyer agent](https://no-cache.hubspot.com/cta/default/213639/de2d74bb-c501-40f3-baf8-cbdb0e2dde74.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/de2d74bb-c501-40f3-baf8-cbdb0e2dde74) ### Search Homes For Sale [![Search the latest home listings. 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