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Massachusetts Free Virtual First-time Home Buyer Class

Learn the Steps to Buying a Home in Massachusetts from an Experienced Real Estate Buyer Agent, Lawyer, and Loan Officer

Do you want to buy your first house, condominium, or multi-family home?  Do you want to learn about first-time homebuyer programs, including down payment assistance opportunities?

Learn the steps to buying a home from experienced professionals online at our Massachusetts First-time Home Buyer Class on Thursday, December 15, 2022, from 6:30 PM to 8:30 PM. 

Massachusetts first-time homebuyer classThe two-hour virtual class is free, but the space is limited to 25 registrants. The instructors are experienced professionals, including Guild Mortgage loan officer Melissa Caci and exclusive buyer broker and attorney Richard Rosa from Buyers Brokers Only, LLC.

Melissa Caci (NMLS# 173535) has more than 20 years of experience in the residential mortgage industry. She is presently a branch manager for Guild Mortgage in Woburn. Melissa earned her Bachelor of Science degree from the University of Rhode Island, and she has ranked among the top 1 percent of mortgage originators in the United States, according to Mortgage Executive Magazine. Melissa has a patient demeanor perfect for helping first-time homebuyers navigate the home loan process.

Rich Rosa, who co-founded Buyers Brokers Only, LLC, is an experienced and full-time exclusive buyer agent. He has represented only homebuyers as a real estate broker for more than 15 years. He has been a licensed lawyer for more than 25 years. Rich provides straightforward advice and an honest presentation about the good, the bad, and the ugly of buying a single-family, condominium, or multi-family home. 

Educational materials will be provided, and several critical home-buying topics will be covered, including the following:

• An overview of different mortgage loan options available to first-time homebuyers, including down payment assistance. 

• An explanation of the different types and roles of buyer real estate agents.

• What to expect when buying a home in the currently shifting real estate market.

• Making an offer to purchase and signing a purchase and sale agreement.

• What is the difference between a deposit and a down payment?

• Why the loan commitment deadline is so important. 

• The definitions of assessed value, market value, and appraised value. 

• Much, much more. Melissa and Rich also will be available to answer specific questions.  


WHERE: Online via Zoom (Registration Required)

WHEN: Thursday, December 15, 2022, from 6:30 PM to 8:30 PM. 

COST: Free

Knowledge is power when buying real estate, especially in a shifting market. Please fill out the form on this page to register for this free first-time home buyer class.

Please note: This class is not intended to fulfill a requirement for any particular home loan program; however, we will discuss those specific requirements for loan programs that may require additional first-time home buyer education.


Register for a Homebuyer Class