--- title: Massachusetts First-time Home Buyer Classes Sept. 20 & 21, 2014 description: Receive expert advice at a two-day Massachusetts first-time home buyer class and receive a certificate for a MassHousing loan. image: https://info.buyersbrokersonly.com/hs-fs/file-1604374161-png/images/Home_Buyer_Class.png --- (978) 835-5906             [![Search Icon](https://info.buyersbrokersonly.com/hs-fs/hubfs/Search%20Icon.png?width=30&height=30&name=Search%20Icon.png)](https://info.buyersbrokersonly.com/search-results-page) [![Buyers Brokers Only, LLC – Real Estate Buyer Agents](https://info.buyersbrokersonly.com/hs-fs/hubfs/2023%20BBO%20Logo%20800x170.png?width=1600&height=340&name=2023%20BBO%20Logo%20800x170.png "Buyers Brokers Only, LLC – Real Estate Buyer Agents")](https://www.buyersbrokersonly.com/) # Massachusetts Home Buyer Guide ![smaller-dotted-line.png](https://cdn2.hubspot.net/hub/298849/file-263826832-jpg/true_gray_line_websites.jpg?width=1175&name=true_gray_line_websites.jpg "smaller-dotted-line.png") ## [Massachusetts First-time Home Buyer Classes Sept. 20 & 21, 2014](https://info.buyersbrokersonly.com/blog/massachusetts-first-time-home-buyer-classes) Sep 16, 2014 8:56:00 AM Several [first-time home buyer programs](https://www.buyersbrokersonly.com/buying/first-time-home-buyer-programs) require borrowers obtain a home-buying certificate in order to qualify for the loan program. [MassHousing mortgages](https://info.buyersbrokersonly.com/blog/bid/388428/Massachusetts-First-time-Home-Buyers-Have-a-New-Home-Loan-Product), as well as the Massachusetts Housing Partnership [ONE Mortgage](https://info.buyersbrokersonly.com/blog/bid/381454/Massachusetts-First-time-Home-Buyers-Have-One-Mortgage-Program), require home buyers to participate in a qualified Massachusetts first-time home buyer class.  [![Massachusetts first-time Home Buyer Classes](https://info.buyersbrokersonly.com/hs-fs/file-1604374161-png/images/Home_Buyer_Class.png?width=350&name=Home_Buyer_Class.png "Massachusetts first-time Home Buyer Classes")](https://info.buyersbrokersonly.com/first-time-home-buyer-class)BLUE, Inc., a not-for-profit organization, is offering a *two-day* class, [Home Buying 101](https://info.buyersbrokersonly.com/first-time-home-buyer-class), at the Eastern Middlesex Association of Realtors in Reading, Massachusetts on September 20th and 21st. **Participants who attend both days will receive a home buyer certificate required for MassHousing Mortgage loans**. [Rich Rosa](https://www.buyersbrokersonly.com/rosa), co-founder and co-owner of Buyers Brokers Only, LLC, will be the instructor on Saturday, September 20, 2014. Besides being an experienced and full-time exclusive buyer agent, Rich has been a licensed lawyer from nearly 20 years.  [Vince Bertrand](http://www.vince4homeloans.com/Default.aspx), a senior mortgage loan officer with Fairway Independent Mortgage Corporation, has more than 17 years of experience in the banking industry and will instruct on Sunday, September 21, 2014. A number of important home-buying topics will be covered.  **• What exactly are first-time home buyer programs?** ****• What should home buyers look for at showings?**** ****• Is a deposit the same as a down payment?**** ******• What do home buyers need to know about the closing?****** **• What's the difference between an offer and purchase and sale agreement?** Whether someone needs a home-buying certificate or not, participants in the [Home Buying 101](https://info.buyersbrokersonly.com/first-time-home-buyer-class) class will receive expert advice that will make them a better, more-informed home buyer.  **DETAILS** **WHERE**: Eastern Middlesex Association of Realtors (70 Main Street, Reading, MA 01867) **WHEN**: Saturday, September 20, 2014 and Sunday, September 21, 2014 from 10 AM to 4 PM.  **COST**: $20 donation to BLUE, Inc. for individuals who need a home-buying certificate (price includes both days).  [![Register for a First-time Homebuyer Workshop](https://no-cache.hubspot.com/cta/default/213639/18ae3231-89e9-4270-8f1d-2018951759d6.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/18ae3231-89e9-4270-8f1d-2018951759d6) Topics: [Home-buying Tips](https://info.buyersbrokersonly.com/blog/topic/home-buying-tips), [Mortgages 101](https://info.buyersbrokersonly.com/blog/topic/mortgages-101), [Loan Programs](https://info.buyersbrokersonly.com/blog/topic/loan-programs) [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Massachusetts%20First-time%20Home%20Buyer%20Classes%20Sept.%2020%20%26%2021%2C%202014) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmassachusetts-first-time-home-buyer-classes%3Futm_medium%3Dsocial%26utm_source%3Demail) ### [Blog Home](https://info.buyersbrokersonly.com/blog) ### Subscribe to this Blog ### Learn the Steps to Buying a Home in Massachusetts ### [![The Steps to Buying a Home](https://no-cache.hubspot.com/cta/default/213639/25735662-3637-4a46-8885-47ad1de2687d.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/25735662-3637-4a46-8885-47ad1de2687d) ### Are You Ready to Learn Some Home-buying Tips?  ### [![Request a personal home buyer consultation with a buyer agent](https://no-cache.hubspot.com/cta/default/213639/de2d74bb-c501-40f3-baf8-cbdb0e2dde74.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/de2d74bb-c501-40f3-baf8-cbdb0e2dde74) ### Search Homes For Sale [![Search the latest home listings. 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