Haverhill, MA November 23, 2018 – Massachusetts first-time homebuyers will learn how to buy a home from industry experts in a comfortable, professional classroom setting on Monday, November 26, 2018, from 6:30 PM to 8 PM, in Woburn, Massachusetts.
The 90-minute, comprehensive workshop is free, but space is limited to 30 registrants. The instructors are experienced professionals, including RMS loan officer Melissa Caci and exclusive buyer broker and attorney Rich Rosa from Buyers Brokers Only, LLC.
Melissa Caci (NMLS# 173535) has more than 15 years experience in the residential mortgage industry. She presently is a branch manager for Residential Mortgage Services in Woburn. Melissa earned her Bacher's of Science degree from the University of Rhode Island, and she is an active member of the Women's Council of Realtors. She has ranked among the top 1 percent of mortgage originators in the United States, according to Mortgage Executive Magazine. Melissa has a patient demeanor perfect for helping first-time homebuyers navigate the home loan process.
Rich Rosa, who is a co-founder and co-owner of Buyers Brokers Only, LLC, is an experienced and full-time exclusive buyer agent. He has been a real estate broker representing only homebuyers for more than 13 years and a licensed lawyer for more than 20 years. He has taught many home-buying classes in the past and spoken around the country at real estate conferences. Rich will provide straight-forward advice and an honest presentation about the good, the bad, and the ugly of buying a single-family, condominium or multi-family home.
Melissa and Rich will provide useful educational materials and will cover several critical home-buying topics, including, but not limited to, the following:
• An overview of different mortgage loan programs, including low down payment loans and down payment assistance.
• An explanation of the different types and roles of real estate agents.
• What to expect at showings and home inspections.
• Making an offer to purchase and signing a purchase and sale agreement.
• What is the difference between a deposit and down payment?
• Why the loan commitment deadline is so important.
• The definitions of assessed value, market value, and appraised value.
WHERE: 120 Presidential Way, Suite 110, Woburn, MA 01801 (RMS Offices)
WHEN: Monday, November 26, 2018, from 6:30 PM to 8 PM.
COST: Free (Plenty of Free Parking Too!)
Please note: This class is not intended to fulfill a requirement for any home loan program; however, we will discuss those requirements.