Haverhill, MA October 29, 2018 – Massachusetts first-time homebuyers will have the opportunity to learn the steps to buying a home in a comfortable and professional classroom setting at the HomeSmart Homebuyer Workshop on Monday, November 5, 2018, from 6:30 PM to 8 PM, in Woburn, Massachusetts.
The 90-minute, comprehensive workshop is free, but space is limited to 30 registrants. The instructors are experienced professionals, including loan officer Melissa Caci and exclusive buyer broker and attorney Rich Rosa.
Melissa Caci (NMLS# 173535) has more than 15 years experience in the mortgage industry. She presently is a branch manager for Residential Mortgage Services. Melissa earned her Bacher's of Science degree from the University of Rhode Island, and she is an active member of the Women's Council of Realtors. She has ranked among the top 1 percent of mortgage originators in the United States, according to Mortgage Executive Magazine. Melissa has a patient demeanor perfect for helping first-time homebuyers navigate the mortgage process.
Rich Rosa, a co-founder and co-owner of Buyers Brokers Only, LLC, is an experienced and full-time exclusive buyer agent, who has been a real estate broker for 13 years and a licensed lawyer for more than 20 years. He has taught many home-buying classes in the past and spoke around the country at real estate conferences. Rich will provide straight-forward advice and an honest presentation about the good, the bad, and the ugly of buying a single-family, condominium or multi-family home.
The instructors will provide educational materials and will cover several critical home-buying topics, including, but not limited to, the following:
• An overview of different mortgage loan options available, including low down payment loans.
• An explanation of the different types and roles of real estate agents.
• What to expect at showings and home inspections.
• Making an offer to purchase and signing a purchase and sale agreement.
• What is the difference between a deposit and down payment?
• Why the loan commitment deadline is so important.
• The definitions of assessed value, market value, and appraised value.
WHERE: 120 Presidential Way, Suite 110, Woburn, MA 01801 (RMS Offices)
WHEN: Monday, November 5, 2018, from 6:30 PM to 8 PM.
COST: Free (Plenty of Free Parking Too!)
Please note: This class is not intended to fulfill a requirement for any home loan program; however, we will discuss those requirements.