---
title: U.S. Mortgage Interest Rates Hit Two-year High
description: U.S. average mortgage loan interest rates increased to the highest level since April 2014 for the week ending December 22, 2016.
image: http://info.buyersbrokersonly.com/hubfs/images/Mortgage%20Interest%20Rates.png
---

(978) 835-5906             [![Search Icon](https://info.buyersbrokersonly.com/hs-fs/hubfs/Search%20Icon.png?width=30&height=30&name=Search%20Icon.png)](https://info.buyersbrokersonly.com/search-results-page)

[![Buyers Brokers Only, LLC – Real Estate Buyer Agents](https://info.buyersbrokersonly.com/hs-fs/hubfs/2023%20BBO%20Logo%20800x170.png?width=1600&height=340&name=2023%20BBO%20Logo%20800x170.png "Buyers Brokers Only, LLC – Real Estate Buyer Agents")](https://www.buyersbrokersonly.com/)

# Massachusetts Home Buyer Guide

![smaller-dotted-line.png](https://cdn2.hubspot.net/hub/298849/file-263826832-jpg/true_gray_line_websites.jpg?width=1175&name=true_gray_line_websites.jpg "smaller-dotted-line.png")

## [U.S. Mortgage Interest Rates Hit Two-year High](https://info.buyersbrokersonly.com/blog/u.s.-mortgage-interest-rates-hit-two-year-high)

 Dec 27, 2016 9:42:48 AM

Not since April 2014 have [homebuyers](https://info.buyersbrokersonly.com/blog/5-credit-score-misconceptions-homebuyers-should-know-the-truth-about) seen average U.S. mortgage interest rates as high as the rate reached for the week ending December 22, 2016, Freddie Mac reported in its Primary Mortgage Market Survey. 

![Mortgage Interest Rates.png](http://info.buyersbrokersonly.com/hs-fs/hubfs/images/Mortgage%20Interest%20Rates.png?width=450&name=Mortgage%20Interest%20Rates.png "Mortgage Interest Rates.png")The average interest rate for the [30-year, fixed rate mortgage loan](https://info.buyersbrokersonly.com/loan) increased for the eighth consecutive week, rising to 4.30 percent, with an average 0.5 point, compared to 4.16 percent the previous week and 3.96 percent during the same time last year.  

"A week after the only rate hike of 2016, the mortgage industry digested the Fed's decision and this week's survey reflects that response," Sean Becketti, chief economist for Freddie Mac, said. "Following Yellen's speech last Wednesday, the 10-year Treasury yield rose approximately 10 basis points. The 30-year mortgage rate rose 14 basis points to 4.30 percent, reaching highs we have not seen since April 2014."

The 15-year, fixed rate loan increased from 3.37 percent to 3.52 percent, with an average 0.5 point, and it was up from 3.22 percent during the same week in 2015. The 5-year, adjustable rate note increased to 3.32 percent.

[![Download Our Guide to 103 Home-buying Terms](https://no-cache.hubspot.com/cta/default/213639/58c0e0eb-79eb-42bb-a453-812e045cd6f6.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/58c0e0eb-79eb-42bb-a453-812e045cd6f6) 

 Topics: [Mortgage Rates & News](https://info.buyersbrokersonly.com/blog/topic/mortgage-rates-news)

[![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fu.s.-mortgage-interest-rates-hit-two-year-high%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fu.s.-mortgage-interest-rates-hit-two-year-high%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fu.s.-mortgage-interest-rates-hit-two-year-high%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fu.s.-mortgage-interest-rates-hit-two-year-high%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=U.S.%20Mortgage%20Interest%20Rates%20Hit%20Two-year%20High) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fu.s.-mortgage-interest-rates-hit-two-year-high%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fu.s.-mortgage-interest-rates-hit-two-year-high%3Futm_medium%3Dsocial%26utm_source%3Demail)

### [Blog Home](https://info.buyersbrokersonly.com/blog)

### Subscribe to this Blog

### Learn the Steps to Buying a Home in Massachusetts

### [![The Steps to Buying a Home](https://no-cache.hubspot.com/cta/default/213639/25735662-3637-4a46-8885-47ad1de2687d.png)](http://cta-redirect.hubspot.com/cta/redirect/213639/25735662-3637-4a46-8885-47ad1de2687d)

### Search Homes For Sale

[![Search the latest home listings. Sign up for property alerts. ](https://no-cache.hubspot.com/cta/default/213639/4dbb4a3b-98e1-4dc2-9535-a0b7593b45c5.png)](http://cta-redirect.hubspot.com/cta/redirect/213639/4dbb4a3b-98e1-4dc2-9535-a0b7593b45c5)

### Are You Ready to Learn Some Home-buying Tips? 

[![Schedule ](https://no-cache.hubspot.com/cta/default/213639/b9db055d-da2a-4719-ba31-1d5f31299e60.png)](http://cta-redirect.hubspot.com/cta/redirect/213639/b9db055d-da2a-4719-ba31-1d5f31299e60)

### Learn About Buyer Agents

### Favorite Topics

• [Community Information](https://info.buyersbrokersonly.com/blog/topic/community-information)

• [Home-buying Tips](https://info.buyersbrokersonly.com/blog/topic/home-buying-tips)

• [Massachusetts Relocation](https://info.buyersbrokersonly.com/blog/topic/massachusetts-relocation)

• [Mortgage Tips & News](https://info.buyersbrokersonly.com/blog/topic/mortgage-rates-news)

• [Real Estate Market](https://info.buyersbrokersonly.com/blog/topic/real-estate-market)

### Most Popular Posts

### **Home Buyer Resources**

[Massachusetts Home Buyer Guide](https://info.buyersbrokersonly.com/guide-to-the-home-buying-process-massachusetts)

[New Hampshire Home Buyer Guide](https://info.buyersbrokersonly.com/guide-to-the-home-buying-process-in-new-hampshire)

[Rhode Island Home Buyer Guide](https://www.buyersbrokersonly.com/buying/how-to-buy-a-home-in-rhode-island)

[Wants v. Needs Worksheet](https://info.buyersbrokersonly.com/wants-needs-worksheet)

[Home Buyer House Scoring Tool](https://info.buyersbrokersonly.com/homebuyer-house-scoring-tool)

[103 Home Buyer Terms Download](https://info.buyersbrokersonly.com/home-buying-terms-for-the-home-buyer)

[Greater Boston Home Buyer Blog](https://info.buyersbrokersonly.com/blog)

<https://www.youtube.com/@HomeBuyersOnly?sub_confirmation=1><https://www.linkedin.com/company/1103909><https://twitter.com/OnlyBuyers>

### **Company**

[Home ](https://www.buyersbrokersonly.com/)

[About](https://www.buyersbrokersonly.com/about)

[Terms of Service](https://www.buyersbrokersonly.com/services)

[Privacy Policy](https://www.buyersbrokersonly.com/privacy-policy)

[Disclaimer](https://www.buyersbrokersonly.com/disclaimer)

[Press Room](https://info.buyersbrokersonly.com/press-room)

[Careers](https://www.buyersbrokersonly.com/careers)

[Coverage Area](https://www.buyersbrokersonly.com/coverage)

[Site Map](https://www.buyersbrokersonly.com/site_map)

### **Contact Us**

[Schedule a Consultation](https://info.buyersbrokersonly.com/personal-home-buyer-consultation)

Call / Text (978) 835-5906

[info@buyersbrokersonly.com](mailto:info@buyersbrokersonly.com)

[Contact Form](https://www.buyersbrokersonly.com/contact)

[Our Agents](https://www.buyersbrokersonly.com/brokers)

[Reviews](https://www.buyersbrokersonly.com/testimonials)

[![Fair Housing Matters to Buyers Brokers Only, LLC](https://info.buyersbrokersonly.com/hs-fs/hubfs/equal-housing-opportunity-logo-1200w.png?width=100&height=107&name=equal-housing-opportunity-logo-1200w.png)](https://naeba.org/naeba-celebrates-fair-housing-month-promotes-homebuyer-protection/)

 

### **Popular Searches** 

[Acton, MA Homes](https://www.buyersbrokersonly.com/acton-ma-homes-for-sale)

[Andover, MA Homes](https://www.buyersbrokersonly.com/andover-ma-homes-for-sale)

[Arlington, MA Homes](https://www.buyersbrokersonly.com/arlington-ma-homes-for-sale)

[Belmont, MA Homes](https://www.buyersbrokersonly.com/belmont-ma-homes-for-sale)

[Burlington, MA Homes](https://www.buyersbrokersonly.com/burlington-ma-homes-for-sale)

[Haverhill, MA Homes](https://www.buyersbrokersonly.com/haverhill-ma-homes-for-sale)

[Lexington, MA Homes](https://www.buyersbrokersonly.com/lexington-ma-homes-for-sale)

[Lynnfield, MA Homes](https://www.buyersbrokersonly.com/lynnfield-ma-homes-for-sale)

[Melrose, MA Homes](https://www.buyersbrokersonly.com/melrose-ma-homes-for-sale)

[Needham, MA Homes](https://www.buyersbrokersonly.com/needham-ma-homes-for-sale)

[North Andover, MA Homes](https://www.buyersbrokersonly.com/north-andover-ma-homes-for-sale)

[Salem, NH Homes](https://www.buyersbrokersonly.com/salem-nh-homes-for-sale)

[Somerville, MA Homes](https://www.buyersbrokersonly.com/somerville-ma-homes-for-sale)

[Walpole, MA Homes](https://www.buyersbrokersonly.com/walpole-ma-homes-for-sale)

[Westwood, MA Homes](https://www.buyersbrokersonly.com/westwood-ma-homes-for-sale)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Rich Rosa",
    "url" : "https://info.buyersbrokersonly.com/blog/author/rich-rosa"
  },
  "datePublished" : "2016-12-27T14:42:48.000Z",
  "headline" : "U.S. Mortgage Interest Rates Hit Two-year High",
  "image" : [ "//info.buyersbrokersonly.com/hubfs/images/Mortgage%20Interest%20Rates.png" ],
  "mainEntityOfPage" : {
    "@id" : "https://info.buyersbrokersonly.com/blog/u.s.-mortgage-interest-rates-hit-two-year-high",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://info.buyersbrokersonly.com/hubfs/2023%20BBO%20Logo%20800x170.png"
    },
    "name" : "Buyers Brokers Only, LLC"
  }
}
```

```json
{
  "@context" : "https://schema.org",
  "@type" : "BreadcrumbList",
  "about" : [ {
    "@type" : "Thing",
    "name" : "Boston Real Estate"
  }, {
    "@type" : "Thing",
    "name" : "Home Buying Tips"
  } ],
  "description" : "Massachusetts Home Buyer Guide provides first-time homebuyers and those experienced in purchasing real estate with tips, advice, and news.",
  "image" : {
    "@type" : "ImageObject",
    "url" : "https://info.buyersbrokersonly.com/image.jpg"
  },
  "inLanguage" : "en-us",
  "isPartOf" : {
    "@type" : "WebSite",
    "name" : "Buyers Brokers Only",
    "url" : "https://info.buyersbrokersonly.com"
  },
  "itemListElement" : [ {
    "@type" : "ListItem",
    "item" : "https://info.buyersbrokersonly.com",
    "name" : "Home",
    "position" : 1
  }, {
    "@type" : "ListItem",
    "item" : "https://info.buyersbrokersonly.com/blog",
    "name" : "Blog",
    "position" : 2
  } ],
  "keywords" : [ "Massachusetts Home Buyer Guide", "time Homebuyer Tips", "Advice MA" ],
  "mainEntityOfPage" : "https://info.buyersbrokersonly.com/blog",
  "mentions" : [ {
    "@type" : "Thing",
    "name" : "Massachusetts Housing"
  }, {
    "@type" : "Thing",
    "name" : "Real Estate Market"
  } ],
  "url" : "https://info.buyersbrokersonly.com/blog"
}
```