---
title: Mortgage Rates Unchanged From Previous Week
description: Average U.S. mortgage interest rates were unchanged for the week ending Dec. 5, 2019, from the prior week, but more than 1 percentage point less than 2018.
image: https://info.buyersbrokersonly.com/hubfs/country%20kitchen%20pistachio%20cabinets%20.jpg
---

(978) 835-5906             [![Search Icon](https://info.buyersbrokersonly.com/hs-fs/hubfs/Search%20Icon.png?width=30&height=30&name=Search%20Icon.png)](https://info.buyersbrokersonly.com/search-results-page)

[![Buyers Brokers Only, LLC – Real Estate Buyer Agents](https://info.buyersbrokersonly.com/hs-fs/hubfs/2023%20BBO%20Logo%20800x170.png?width=1600&height=340&name=2023%20BBO%20Logo%20800x170.png "Buyers Brokers Only, LLC – Real Estate Buyer Agents")](https://www.buyersbrokersonly.com/)

# Massachusetts Home Buyer Guide

![smaller-dotted-line.png](https://cdn2.hubspot.net/hub/298849/file-263826832-jpg/true_gray_line_websites.jpg?width=1175&name=true_gray_line_websites.jpg "smaller-dotted-line.png")

## [Mortgage Rates Unchanged From Previous Week](https://info.buyersbrokersonly.com/blog/mortgage-rates-unchanged-from-previous-week)

 Dec 9, 2019 2:59:52 PM

Average U.S. mortgage interest rates were unchanged for the week ending December 5, 2019, compared to the previous week, but remained more than 1 percentage point lower than the same week in 2018, according to Freddie Mac's weekly Primary Mortgage Market Survey.

[![Country kitchen with Pistachio-colored cabinets. ](https://info.buyersbrokersonly.com/hs-fs/hubfs/country%20kitchen%20pistachio%20cabinets%20.jpg?width=300&name=country%20kitchen%20pistachio%20cabinets%20.jpg)](https://www.buyersbrokersonly.com/buying/massachusetts-mortgage-resource-center)[The 30-year, fixed-rate mortgage loan](https://info.buyersbrokersonly.com/loan) averaged 3.68 percent, with an average 0.5 point, the same as the prior week. During the same week last year, the 30-year note averaged 4.75 percent.

"This week the economy sent mixed signals, leaving mortgage rates unchanged," Sam Khater, Freddie Mac's Chief Economist, said. "Survey data for manufacturing and service industries varied while construction spending fell modestly; however, homebuyer demand continued to improve, rising 8 percent [nationwide]. Clearly, homebuyers remain bullish on the real estate market."

The 15-year, fixed-rate mortgage loan averaged 3.14 percent, with an average 0.4 point, down slightly from 3.15 percent the week before. A year ago, the 15-year loan averaged 4.21 percent.

The five-year, adjustable-rate mortgage (ARM) averaged 3.39 percent, with an average 0.4 point, compared to 3.43 percent. Last year during the same week, the five-year ARM averaged 4.07 percent.

Despite favorable interest rates, [Massachusetts homebuyers](https://info.buyersbrokersonly.com/homebuyer-checklist-massachusetts), especially [first-time homebuyers](https://www.buyersbrokersonly.com/buying/first-time-home-buyer-programs), have struggled with rising home prices and declining inventory.

[![Talk to a Mortgage Professional About 1st-time Home Buyer Programs](https://no-cache.hubspot.com/cta/default/213639/cbddd2f0-268a-400e-93ff-2143e51eda81.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/cbddd2f0-268a-400e-93ff-2143e51eda81)

 Topics: [Mortgage Rates & News](https://info.buyersbrokersonly.com/blog/topic/mortgage-rates-news)

[![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-rates-unchanged-from-previous-week%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-rates-unchanged-from-previous-week%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-rates-unchanged-from-previous-week%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-rates-unchanged-from-previous-week%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Mortgage%20Rates%20Unchanged%20From%20Previous%20Week) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-rates-unchanged-from-previous-week%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-rates-unchanged-from-previous-week%3Futm_medium%3Dsocial%26utm_source%3Demail)

### [Blog Home](https://info.buyersbrokersonly.com/blog)

### Subscribe to this Blog

### Learn the Steps to Buying a Home in Massachusetts

### [![The Steps to Buying a Home](https://no-cache.hubspot.com/cta/default/213639/25735662-3637-4a46-8885-47ad1de2687d.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/25735662-3637-4a46-8885-47ad1de2687d)

### Search Homes For Sale

[![Search the latest home listings. Sign up for property alerts. ](https://no-cache.hubspot.com/cta/default/213639/4dbb4a3b-98e1-4dc2-9535-a0b7593b45c5.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/4dbb4a3b-98e1-4dc2-9535-a0b7593b45c5)

### Are You Ready to Learn Some Home-buying Tips? 

[![Schedule ](https://no-cache.hubspot.com/cta/default/213639/b9db055d-da2a-4719-ba31-1d5f31299e60.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/b9db055d-da2a-4719-ba31-1d5f31299e60)

### Learn About Buyer Agents

### Favorite Topics

• [Community Information](https://info.buyersbrokersonly.com/blog/topic/community-information)

• [Home-buying Tips](https://info.buyersbrokersonly.com/blog/topic/home-buying-tips)

• [Massachusetts Relocation](https://info.buyersbrokersonly.com/blog/topic/massachusetts-relocation)

• [Mortgage Tips & News](https://info.buyersbrokersonly.com/blog/topic/mortgage-rates-news)

• [Real Estate Market](https://info.buyersbrokersonly.com/blog/topic/real-estate-market)

• [Video](https://info.buyersbrokersonly.com/blog/topic/video)

### Most Popular Posts

### **Home Buyer Resources**

[Massachusetts Home Buyer Guide](https://info.buyersbrokersonly.com/guide-to-the-home-buying-process-massachusetts)

[New Hampshire Home Buyer Guide](https://info.buyersbrokersonly.com/guide-to-the-home-buying-process-in-new-hampshire)

[Rhode Island Home Buyer Guide](https://www.buyersbrokersonly.com/buying/how-to-buy-a-home-in-rhode-island)

[Wants v. Needs Worksheet](https://info.buyersbrokersonly.com/wants-needs-worksheet)

[Home Buyer House Scoring Tool](https://info.buyersbrokersonly.com/homebuyer-house-scoring-tool)

[103 Home Buyer Terms Download](https://info.buyersbrokersonly.com/home-buying-terms-for-the-home-buyer)

[Greater Boston Home Buyer Blog](https://info.buyersbrokersonly.com/blog)

<https://www.youtube.com/@HomeBuyersOnly?sub_confirmation=1><https://www.linkedin.com/company/1103909><https://twitter.com/OnlyBuyers>

### **Company**

[Home ](https://www.buyersbrokersonly.com/)

[About](https://www.buyersbrokersonly.com/about)

[Terms of Service](https://www.buyersbrokersonly.com/services)

[Privacy Policy](https://www.buyersbrokersonly.com/privacy-policy)

[Disclaimer](https://www.buyersbrokersonly.com/disclaimer)

[Press Room](https://info.buyersbrokersonly.com/press-room)

[Careers](https://www.buyersbrokersonly.com/careers)

[Coverage Area](https://www.buyersbrokersonly.com/coverage)

[Site Map](https://www.buyersbrokersonly.com/site_map)

### **Contact Us**

[Schedule a Consultation](https://info.buyersbrokersonly.com/personal-home-buyer-consultation)

Call / Text (978) 835-5906

[info@buyersbrokersonly.com](mailto:info@buyersbrokersonly.com)

[Contact Form](https://www.buyersbrokersonly.com/contact)

[Our Agents](https://www.buyersbrokersonly.com/brokers)

[Reviews](https://www.buyersbrokersonly.com/testimonials)

[![Fair Housing Matters to Buyers Brokers Only, LLC](https://info.buyersbrokersonly.com/hs-fs/hubfs/equal-housing-opportunity-logo-1200w.png?width=100&height=107&name=equal-housing-opportunity-logo-1200w.png)](https://naeba.org/naeba-celebrates-fair-housing-month-promotes-homebuyer-protection/)

 

### **Popular Searches** 

[Acton, MA Homes](https://www.buyersbrokersonly.com/acton-ma-homes-for-sale)

[Andover, MA Homes](https://www.buyersbrokersonly.com/andover-ma-homes-for-sale)

[Arlington, MA Homes](https://www.buyersbrokersonly.com/arlington-ma-homes-for-sale)

[Belmont, MA Homes](https://www.buyersbrokersonly.com/belmont-ma-homes-for-sale)

[Burlington, MA Homes](https://www.buyersbrokersonly.com/burlington-ma-homes-for-sale)

[Haverhill, MA Homes](https://www.buyersbrokersonly.com/haverhill-ma-homes-for-sale)

[Lexington, MA Homes](https://www.buyersbrokersonly.com/lexington-ma-homes-for-sale)

[Lynnfield, MA Homes](https://www.buyersbrokersonly.com/lynnfield-ma-homes-for-sale)

[Melrose, MA Homes](https://www.buyersbrokersonly.com/melrose-ma-homes-for-sale)

[Needham, MA Homes](https://www.buyersbrokersonly.com/needham-ma-homes-for-sale)

[North Andover, MA Homes](https://www.buyersbrokersonly.com/north-andover-ma-homes-for-sale)

[Salem, NH Homes](https://www.buyersbrokersonly.com/salem-nh-homes-for-sale)

[Somerville, MA Homes](https://www.buyersbrokersonly.com/somerville-ma-homes-for-sale)

[Walpole, MA Homes](https://www.buyersbrokersonly.com/walpole-ma-homes-for-sale)

[Westwood, MA Homes](https://www.buyersbrokersonly.com/westwood-ma-homes-for-sale)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Rich Rosa",
    "url" : "https://info.buyersbrokersonly.com/blog/author/rich-rosa"
  },
  "dateModified" : "2019-12-09T19:59:52.524Z",
  "datePublished" : "2019-12-09T19:59:52.000Z",
  "headline" : "Mortgage Rates Unchanged From Previous Week",
  "image" : [ "https://info.buyersbrokersonly.com/hubfs/country%20kitchen%20pistachio%20cabinets%20.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://info.buyersbrokersonly.com/blog/mortgage-rates-unchanged-from-previous-week",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://info.buyersbrokersonly.com/hubfs/2023%20BBO%20Logo%20800x170.png"
    },
    "name" : "Buyers Brokers Only, LLC"
  }
}
```

```json
{
  "@context" : "https://schema.org",
  "@type" : "BreadcrumbList",
  "about" : [ {
    "@type" : "Thing",
    "name" : "Boston Real Estate"
  }, {
    "@type" : "Thing",
    "name" : "Home Buying Tips"
  } ],
  "description" : "Massachusetts Home Buyer Guide provides first-time homebuyers and those experienced in purchasing real estate with tips, advice, and news.",
  "image" : {
    "@type" : "ImageObject",
    "url" : "https://info.buyersbrokersonly.com/image.jpg"
  },
  "inLanguage" : "en-us",
  "isPartOf" : {
    "@type" : "WebSite",
    "name" : "Buyers Brokers Only",
    "url" : "https://info.buyersbrokersonly.com"
  },
  "itemListElement" : [ {
    "@type" : "ListItem",
    "item" : "https://info.buyersbrokersonly.com",
    "name" : "Home",
    "position" : 1
  }, {
    "@type" : "ListItem",
    "item" : "https://info.buyersbrokersonly.com/blog",
    "name" : "Blog",
    "position" : 2
  } ],
  "keywords" : [ "Massachusetts Home Buyer Guide", "time Homebuyer Tips", "Advice MA" ],
  "mainEntityOfPage" : "https://info.buyersbrokersonly.com/blog",
  "mentions" : [ {
    "@type" : "Thing",
    "name" : "Massachusetts Housing"
  }, {
    "@type" : "Thing",
    "name" : "Real Estate Market"
  } ],
  "url" : "https://info.buyersbrokersonly.com/blog"
}
```