---
title: Mortgage Interest Rates Dip Below 4 Percent
description: Average U.S. mortgage interest rates dip under 4 percent for the first time since November 2016 for the week ending April 20, 2017.
image: http://info.buyersbrokersonly.com/hubfs/images/calculator-house-1.jpg
---

(978) 835-5906             [![Search Icon](https://info.buyersbrokersonly.com/hs-fs/hubfs/Search%20Icon.png?width=30&height=30&name=Search%20Icon.png)](https://info.buyersbrokersonly.com/search-results-page)

[![Buyers Brokers Only, LLC – Real Estate Buyer Agents](https://info.buyersbrokersonly.com/hs-fs/hubfs/2023%20BBO%20Logo%20800x170.png?width=1600&height=340&name=2023%20BBO%20Logo%20800x170.png "Buyers Brokers Only, LLC – Real Estate Buyer Agents")](https://www.buyersbrokersonly.com/)

# Massachusetts Home Buyer Guide

![smaller-dotted-line.png](https://cdn2.hubspot.net/hub/298849/file-263826832-jpg/true_gray_line_websites.jpg?width=1175&name=true_gray_line_websites.jpg "smaller-dotted-line.png")

## [Mortgage Interest Rates Dip Below 4 Percent](https://info.buyersbrokersonly.com/blog/mortgage-interest-rates-dip-below-4-percent)

 Apr 24, 2017 2:17:18 PM

The cost of borrowing money to buy a home continued to decline just in time for the Spring real estate market, falling to the lowest point since November 2016, but mortgage interest rates are still more than a quarter-point higher than this time last year. 

![U.S. Mortgage Interest Rate for Week Ending April 20, 2017](http://info.buyersbrokersonly.com/hs-fs/hubfs/images/calculator-house-1.jpg?width=500&name=calculator-house-1.jpg "U.S. Mortgage Interest Rate for Week Ending April 20, 2017")Average U.S. mortgage loan interest rates decreased to below 4 percent for the first since last fall, according to Freddie Mac's Primary Mortgage Market Survey. 

The 30-year, fixed rate mortgage loan averaged 3.97 percent, with an average 0.5 point, for the week ending April 20, 2017. The 30-year note averaged 4.08 percent the previous week and 3.59 percent during the same week last year. 

"The 30-year mortgage rate fell 11 basis points this week to 3.97 percent, dropping below the psychologically important 4 percent level for the first time since November," Freddie Mac chief economis Sean Becketti said. "Weak economic data and growing international tensions are driving investors out of riskier sectors and into Treasury securities. This shift in investment sentiment has propelled rates lower."

The 15-year, fixed rate mortgage averaged 3.23 percent, with an average 0.5 point, compared to 3.34 percent the previous week and 2.85 percent the previous year. 

The 5-year, adjustable rate mortgage averaged 3.10 percent, with an average 0.4 point.

[![Download Now Free Massachusetts Home Buyer Guide](https://no-cache.hubspot.com/cta/default/213639/bbcf242e-5637-4078-babd-a9acc5dd4d48.png)](https://cta-redirect.hubspot.com/cta/redirect/213639/bbcf242e-5637-4078-babd-a9acc5dd4d48) 

 Topics: [Mortgage Rates & News](https://info.buyersbrokersonly.com/blog/topic/mortgage-rates-news)

[![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-interest-rates-dip-below-4-percent%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-interest-rates-dip-below-4-percent%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-interest-rates-dip-below-4-percent%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-interest-rates-dip-below-4-percent%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Mortgage%20Interest%20Rates%20Dip%20Below%204%20Percent) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-interest-rates-dip-below-4-percent%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Finfo.buyersbrokersonly.com%2Fblog%2Fmortgage-interest-rates-dip-below-4-percent%3Futm_medium%3Dsocial%26utm_source%3Demail)

### [Blog Home](https://info.buyersbrokersonly.com/blog)

### Subscribe to this Blog

### Learn the Steps to Buying a Home in Massachusetts

### [![The Steps to Buying a Home](https://no-cache.hubspot.com/cta/default/213639/25735662-3637-4a46-8885-47ad1de2687d.png)](http://cta-redirect.hubspot.com/cta/redirect/213639/25735662-3637-4a46-8885-47ad1de2687d)

### Search Homes For Sale

[![Search the latest home listings. Sign up for property alerts. ](https://no-cache.hubspot.com/cta/default/213639/4dbb4a3b-98e1-4dc2-9535-a0b7593b45c5.png)](http://cta-redirect.hubspot.com/cta/redirect/213639/4dbb4a3b-98e1-4dc2-9535-a0b7593b45c5)

### Are You Ready to Learn Some Home-buying Tips? 

[![Schedule ](https://no-cache.hubspot.com/cta/default/213639/b9db055d-da2a-4719-ba31-1d5f31299e60.png)](http://cta-redirect.hubspot.com/cta/redirect/213639/b9db055d-da2a-4719-ba31-1d5f31299e60)

### Learn About Buyer Agents

### Favorite Topics

• [Community Information](https://info.buyersbrokersonly.com/blog/topic/community-information)

• [Home-buying Tips](https://info.buyersbrokersonly.com/blog/topic/home-buying-tips)

• [Massachusetts Relocation](https://info.buyersbrokersonly.com/blog/topic/massachusetts-relocation)

• [Mortgage Tips & News](https://info.buyersbrokersonly.com/blog/topic/mortgage-rates-news)

• [Real Estate Market](https://info.buyersbrokersonly.com/blog/topic/real-estate-market)

• [Video](https://info.buyersbrokersonly.com/blog/topic/video)

### Most Popular Posts

### **Home Buyer Resources**

[Massachusetts Home Buyer Guide](https://info.buyersbrokersonly.com/guide-to-the-home-buying-process-massachusetts)

[New Hampshire Home Buyer Guide](https://info.buyersbrokersonly.com/guide-to-the-home-buying-process-in-new-hampshire)

[Rhode Island Home Buyer Guide](https://www.buyersbrokersonly.com/buying/how-to-buy-a-home-in-rhode-island)

[Wants v. Needs Worksheet](https://info.buyersbrokersonly.com/wants-needs-worksheet)

[Home Buyer House Scoring Tool](https://info.buyersbrokersonly.com/homebuyer-house-scoring-tool)

[103 Home Buyer Terms Download](https://info.buyersbrokersonly.com/home-buying-terms-for-the-home-buyer)

[Greater Boston Home Buyer Blog](https://info.buyersbrokersonly.com/blog)

<https://www.youtube.com/@HomeBuyersOnly?sub_confirmation=1><https://www.linkedin.com/company/1103909><https://twitter.com/OnlyBuyers>

### **Company**

[Home ](https://www.buyersbrokersonly.com/)

[About](https://www.buyersbrokersonly.com/about)

[Terms of Service](https://www.buyersbrokersonly.com/services)

[Privacy Policy](https://www.buyersbrokersonly.com/privacy-policy)

[Disclaimer](https://www.buyersbrokersonly.com/disclaimer)

[Press Room](https://info.buyersbrokersonly.com/press-room)

[Careers](https://www.buyersbrokersonly.com/careers)

[Coverage Area](https://www.buyersbrokersonly.com/coverage)

[Site Map](https://www.buyersbrokersonly.com/site_map)

### **Contact Us**

[Schedule a Consultation](https://info.buyersbrokersonly.com/personal-home-buyer-consultation)

Call / Text (978) 835-5906

[info@buyersbrokersonly.com](mailto:info@buyersbrokersonly.com)

[Contact Form](https://www.buyersbrokersonly.com/contact)

[Our Agents](https://www.buyersbrokersonly.com/brokers)

[Reviews](https://www.buyersbrokersonly.com/testimonials)

[![Fair Housing Matters to Buyers Brokers Only, LLC](https://info.buyersbrokersonly.com/hs-fs/hubfs/equal-housing-opportunity-logo-1200w.png?width=100&height=107&name=equal-housing-opportunity-logo-1200w.png)](https://naeba.org/naeba-celebrates-fair-housing-month-promotes-homebuyer-protection/)

 

### **Popular Searches** 

[Acton, MA Homes](https://www.buyersbrokersonly.com/acton-ma-homes-for-sale)

[Andover, MA Homes](https://www.buyersbrokersonly.com/andover-ma-homes-for-sale)

[Arlington, MA Homes](https://www.buyersbrokersonly.com/arlington-ma-homes-for-sale)

[Belmont, MA Homes](https://www.buyersbrokersonly.com/belmont-ma-homes-for-sale)

[Burlington, MA Homes](https://www.buyersbrokersonly.com/burlington-ma-homes-for-sale)

[Haverhill, MA Homes](https://www.buyersbrokersonly.com/haverhill-ma-homes-for-sale)

[Lexington, MA Homes](https://www.buyersbrokersonly.com/lexington-ma-homes-for-sale)

[Lynnfield, MA Homes](https://www.buyersbrokersonly.com/lynnfield-ma-homes-for-sale)

[Melrose, MA Homes](https://www.buyersbrokersonly.com/melrose-ma-homes-for-sale)

[Needham, MA Homes](https://www.buyersbrokersonly.com/needham-ma-homes-for-sale)

[North Andover, MA Homes](https://www.buyersbrokersonly.com/north-andover-ma-homes-for-sale)

[Salem, NH Homes](https://www.buyersbrokersonly.com/salem-nh-homes-for-sale)

[Somerville, MA Homes](https://www.buyersbrokersonly.com/somerville-ma-homes-for-sale)

[Walpole, MA Homes](https://www.buyersbrokersonly.com/walpole-ma-homes-for-sale)

[Westwood, MA Homes](https://www.buyersbrokersonly.com/westwood-ma-homes-for-sale)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Rich Rosa",
    "url" : "https://info.buyersbrokersonly.com/blog/author/rich-rosa"
  },
  "datePublished" : "2017-04-24T18:17:18.000Z",
  "headline" : "Mortgage Interest Rates Dip Below 4 Percent",
  "image" : [ "//info.buyersbrokersonly.com/hubfs/images/calculator-house-1.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://info.buyersbrokersonly.com/blog/mortgage-interest-rates-dip-below-4-percent",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://info.buyersbrokersonly.com/hubfs/2023%20BBO%20Logo%20800x170.png"
    },
    "name" : "Buyers Brokers Only, LLC"
  }
}
```

```json
{
  "@context" : "https://schema.org",
  "@type" : "BreadcrumbList",
  "about" : [ {
    "@type" : "Thing",
    "name" : "Boston Real Estate"
  }, {
    "@type" : "Thing",
    "name" : "Home Buying Tips"
  } ],
  "description" : "Massachusetts Home Buyer Guide provides first-time homebuyers and those experienced in purchasing real estate with tips, advice, and news.",
  "image" : {
    "@type" : "ImageObject",
    "url" : "https://info.buyersbrokersonly.com/image.jpg"
  },
  "inLanguage" : "en-us",
  "isPartOf" : {
    "@type" : "WebSite",
    "name" : "Buyers Brokers Only",
    "url" : "https://info.buyersbrokersonly.com"
  },
  "itemListElement" : [ {
    "@type" : "ListItem",
    "item" : "https://info.buyersbrokersonly.com",
    "name" : "Home",
    "position" : 1
  }, {
    "@type" : "ListItem",
    "item" : "https://info.buyersbrokersonly.com/blog",
    "name" : "Blog",
    "position" : 2
  } ],
  "keywords" : [ "Massachusetts Home Buyer Guide", "time Homebuyer Tips", "Advice MA" ],
  "mainEntityOfPage" : "https://info.buyersbrokersonly.com/blog",
  "mentions" : [ {
    "@type" : "Thing",
    "name" : "Massachusetts Housing"
  }, {
    "@type" : "Thing",
    "name" : "Real Estate Market"
  } ],
  "url" : "https://info.buyersbrokersonly.com/blog"
}
```