---
title: U.S. Mortgage Interest Rates Remain Under 4%
description: Average interest rate for a 30-year, fixed-rate mortgage in U.S. remained less than 4 percent when it declined to 3.95 percent Thanksgiving week 2015.
---

[Massachusetts Home Buyer Guide, First-time Homebuyer Tips, Advice MA ](https://info.buyersbrokersonly.com/blog)

# [U.S. Mortgage Interest Rates Remain Under 4%](https://info.buyersbrokersonly.com/blog/u.s.-mortgage-interest-rates-remain-under-4)

 Written by [Rich Rosa](https://info.buyersbrokersonly.com/blog/author/rich-rosa) | Nov 28, 2015 12:47:42 PM

The average 30-year, fixed-rate mortgage interest rate in the United States remained less than 4 percent when it declined to 3.95 percent from 3.97 percent the previous week, according to government-sponsored mortgage buyer Freddic Mac.  

The 30-year interest rate was only slightly lower from its level of a year ago, 3.97 percent; however, the average interest rate has increased over the past few weeks from 3.76 percent at the end of October.

The average rate on a 15-year, fixed-rate mortgage was unchanged at 3.18 percent.

The average fee for a [30-year mortgage](https://www.buyersbrokersonly.com/buying/first-time-home-buyer-programs) increased to 0.7 point from 0.6 point the previous week. The fee for a 15-year loan was unchanged at 0.6 point.

The average rate on five-year, adjustable-rate mortgages increased to 3.01 percent from 2.98 percent, and the fee was unchanged at 0.5 point. The average rate on one-year, adjustable-rate mortgages declined to 2.59 percent from 2.64 percent. The fee was unchanged at 0.3 point.

 

[View full post](https://info.buyersbrokersonly.com/blog/u.s.-mortgage-interest-rates-remain-under-4)

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