---
title: U.S. Mortgage Interest Rates Decline After Recent Spike
description: Average U.S. mortgage interest rates decline for the week ending June 18, 2015.
---

[Massachusetts Home Buyer Guide, First-time Homebuyer Tips, Advice MA ](https://info.buyersbrokersonly.com/blog)

# [U.S. Mortgage Interest Rates Decline After Recent Spike](https://info.buyersbrokersonly.com/blog/u.s.-mortgage-interest-rates-decline-after-recent-spike)

 Written by [Rich Rosa](https://info.buyersbrokersonly.com/blog/author/rich-rosa) | Jun 19, 2015 7:36:00 PM

If you're in the market to purchase a home, you may have heard that mortgage interest rates have increased in recent weeks after declining earlier in the year to the lowest level in about two years. 

The good news for home buyers is that [mortgage](https://www.buyersbrokersonly.com/buying/first-time-home-buyer-programs) interest rates declined slightly the week ending June 18, 2015, according to Freddie Mac. Average U.S. interest rates for 30-year, fixed-rate mortgages declined from 4.04 percent to 4 percent.  The rate on 15-year, fixed-rate mortgages decreased to 3.23 percent from 3.25 percent.

The average rate for a five-year, adjustable-rate [mortgage](https://info.buyersbrokersonly.com/12-massachusetts-mortgage-mistakes) slipped to 3 percent from 3.01 percent, and the average rate on one-year adjustable rate mortgage remained the same at 2.53 percent.

Freddie Mac surveys [lenders](https://www.buyersbrokersonly.com/buying/first-time-home-buyer-programs) across the United States at the beginning of each week to calculate average mortgage rates.

 

[View full post](https://info.buyersbrokersonly.com/blog/u.s.-mortgage-interest-rates-decline-after-recent-spike)

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