---
title: U.S. Average Mortgage Interest Rates Inch Higher
description: Average U.S. mortgage loan interest rates increased slightly for the week ending July 26, 2018, reaching a level more than a one-half point higher than interest rates during the same week in 2017.
---

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# [U.S. Average Mortgage Interest Rates Inch Higher](https://info.buyersbrokersonly.com/blog/u.s.-average-mortgage-interest-rates-inch-higher)

 Written by [Rich Rosa](https://info.buyersbrokersonly.com/blog/author/rich-rosa) | Jul 27, 2018 6:37:29 PM

Average U.S. mortgage loan interest rates rose slightly for the week ending July 26, 2018, and now are more than a half-point higher than the same week last year, according to Freddie Mac's weekly Primary Mortgage Market Survey.

The [30-year, fixed-rate mortgage loan](https://www.buyersbrokersonly.com/buying/first-time-home-buyer-programs) had a 4.54 percent interest rate, with an average 0.5 point, an increased from 4.52 percent the previous week. A year ago, the 30-year note averaged 3.92 percent.

The 15-year, fixed-rate [mortgage](https://www.buyersbrokersonly.com/buying/massachusetts-mortgage-resource-center) averaged 4.02 percent, with an average 0.4 point, up from 4 percent the previous week and 3.20 percent a year ago.

The 5-year, adjustable-rate mortgage loan averaged 3.87 percent, with an average 0.4 point, and was unchanged from the previous week and up from an average 3.18 percent the same week in 2017.

Purchase mortgage applications declined 1 percent from the previous week, for the week ending July 20, 2018, the Mortgage Bankers Association reported July 25, 2018. The purchase index was still 2 percent higher than the same week in 2017.  

[View full post](https://info.buyersbrokersonly.com/blog/u.s.-average-mortgage-interest-rates-inch-higher)

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