Several first-time home buyer programs require borrowers obtain a home-buying certificate in order to qualify for the loan program. MassHousing mortgages, as well as the Massachusetts Housing Partnership ONE Mortgage, require home buyers to participate in a qualified Massachusetts first-time home buyer class.
Rich Rosa, co-founder and co-owner of Buyers Brokers Only, LLC, will be the instructor on Saturday, September 20, 2014. Besides being an experienced and full-time exclusive buyer agent, Rich has been a licensed lawyer from nearly 20 years. Vince Bertrand, a senior mortgage loan officer with Fairway Independent Mortgage Corporation, has more than 17 years of experience in the banking industry and will instruct on Sunday, September 21, 2014. A number of important home-buying topics will be covered.
• What exactly are first-time home buyer programs?
• What should home buyers look for at showings?
• Is a deposit the same as a down payment?
• What do home buyers need to know about the closing?
• What's the difference between an offer and purchase and sale agreement?
Whether someone needs a home-buying certificate or not, participants in the Home Buying 101 class will receive expert advice that will make them a better, more-informed home buyer.
DETAILS
WHERE: Eastern Middlesex Association of Realtors (70 Main Street, Reading, MA 01867)
WHEN: Saturday, September 20, 2014 and Sunday, September 21, 2014 from 10 AM to 4 PM.
COST: $20 donation to BLUE, Inc. for individuals who need a home-buying certificate (price includes both days).