Massachusetts first-time home buyers, and really any home buyer, should keep in mind that certain personal and financial moves may hurt their chances of or disqualify them from obtaining a mortgage loan or delay their closing. Several seemingly innocent financial or personal changes by a borrower during the loan process may have unintended consequences. The following are just a few of the personal and financial moves that may impact your ability to obtain a home loan:
• Making a large deposit while the loan is pending
• Changing your name after a marriage
• Buying furniture or appliances before closing
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